unique loan analysis tools for borrowers and advisors

Amortization
Analysis

Understand how your principal and interest payments are allocated over time, so that you can optimize the management of your principal paydown.

Refinance
Analysis

NET WORTH IMPACT METHOD

Calculate your true cost break-even point, along with how a refinance will impact your net worth over time.

Loan Pricing
Analysis

TACRATE METHOD

Compare loan pricing scenarios side by side using the Time-Adjusted Annual Cost Rate.

All-Cash vs. Mortgage
Analysis

NET WORTH IMPACT METHOD

Evaluate whether deploying capital into real estate outright — or financing and keeping capital liquid — produces a higher net worth.

Rent vs. Buy
Analysis

NET WORTH IMPACT METHOD

Compare the net worth impact of renting versus buying a home over time.

COMING SOON

Buy Now vs. Buy Later
Analysis

NET WORTH IMPACT METHOD

Compare the net worth impact of buying now against waiting for your target conditions and buying later.

More tools and consumer-friendly content are being added continually!